Today’s ZERO Point Rates:

30 Year Fixed: 4.750% APR
   Example for $100,000 
   Principle and Interest: $521.65

25 Year Fixed: 4.750% APR
20 Year Fixed: 4.500% APR
15 Year Fixed: 4.250% APR

Rates as of 8:00 AM EST.

Rates are subject to change without notice.
Home About Us Our Seminars
Our Seminars

Each Month our offices conduct FREE Seminars for the following topics.  These seminars last approximately 90 minutes and are conducted on evenings and Saturday mornings. 

You can Register by calling 724-929-2000 or email your name and contact information to This e-mail address is being protected from spambots. You need JavaScript enabled to view it

 

HOME BUYING: “Finding the Best Mortgage & the Best Home”

We focus on not only First Time Home Buyers, but those looking for a new or different home.  We breakdown all of the different types of mortgages, selecting the best one for your specific scenario.  We also explain the steps involved and how to buy a home with no money down.

  

CREDIT: “How Do You Rate & Why”

It is important for consumers to understand that credit scoring isn’t for the benefit of consumers but to the creditors.  We show you how to understand a credit report and how to improve your score.

  

EQUITY CONTROL: “How to Control the Pace of Your Payoff”

Maximizing ones equity position is one of the keys to a sound financial position.  We help analyze the best position based on financial situation and how to pace the equity position to maximize the investment.

 

REVERSE MORTGAGES: “The Mortgage that Really Pays You Back”

For Clients 62 years old or older who have worked hard to build equity in their homes, this product gives then the ability to tap tax-free funds from their equity, without giving up ownership.  Our unique system allows disburesements via a set monthly amount, a lump sum, or even a line of credit with a Debit Card.

 

REAL ESTATE INVESTING & TAX EXCHANGE:  “Buy, Sell, Hold, or Exchange”

Although real estate investment properties can be very profitable it is essential to evade the pitfalls.  We cover current trends in the market place and help develop a real estate plan.

Tax Exchange is an often misunderstood yet valuable section of the tax code, and we have one of our attorneys explain the procedures and definition of a ‘Like Property.’