We take the stress out of purchasing, by guiding you through every step of the way from

Pre-Approval to the day of closing.  And we have programs with Little or No money

down for many credit levels.

Your Loan Officer will even provide our Home Buyer Kit, a great source of information.

       PURCHASE TYPES:

Primary Residence: A Home You are Going to Live In as Your Primary Residence

Second Home: A second Home either in a Resort Community or 100 Miles from Your Primary

Investment: A Property Purchased for an Investment, a 'Rental'

       LOAN PROGRAMS:

Conventional: The most common of Mortgage Loans and use Conventional Underwriting Guidelines

Government:

FHA: Loans that follow HUD's (Dept of Housing and Urban Development) Guidelines and are often used

for Borrowers who don't Fit Under Conventional Guidelines.

VA: Loans for Veterans and require no Down Payment

RURAL Housing: Loans that follow USDA Guidelines that are not in Urban Areas